ValarIQ
Control infrastructure for agentic finance
Give AI agents authority. Not unlimited access.
ValarIQ sits between autonomous agents and financial infrastructure, enforcing identity, delegated authority and transaction policy before money moves.
Safe actions proceed. Exceptions escalate. Prohibited actions are blocked. Every decision leaves verifiable evidence.
ValarIQ. IDENTITY | AUTHORITY | POLICY | EVIDENCE — evaluated before execution.
AI agents are becoming financial actors
Traditional financial controls were designed around humans.
Autonomous agents reason, select tools, initiate actions and increasingly transact without a human making every decision. Four questions matter:
Who is this agent?
Who authorised it?
What is it allowed to do?
Can you prove why this transaction happened?
ValarIQ answers all four — before execution.
One control point between intent and execution
Identity → Authority → Policy → Evidence
01
IDENTIFY
Know the actor.
Every autonomous agent receives a unique identity tied to an owner, purpose, environment and lifecycle. Certificates, fingerprints, expiry, revocation.
02
AUTHORISE
Define its authority.
Specify exactly what an agent may do, for whom, against which resources and within which financial limits. Agent Authority Profiles — not just RBAC.
03
ENFORCE
Evaluate every action.
Every request is evaluated against policy, transaction context and risk. Custom rules: WHEN conditions THEN ALLOW / DENY / ESCALATE.
04
DECIDE
Allow. Escalate. Deny.
Low-risk actions proceed automatically. Exceptions require approval — single, dual, or risk-based. Prohibited actions never reach the financial rail.
05
PROVE
Create the evidence.
Every decision produces an attributable, tamper-evident evidence object for Risk, Compliance and Audit. From logs to defensible evidence.
The ValarIQ decision engine
Every financial action evaluated in real time.
Select a scenario. See ALLOW, DENY, or ESCALATE with risk score and policy evaluation. Approve or deny where escalation is required.
Agent request
action: tools:refund
context: {
"payment_id": "pay_1042",
"amount_gbp": 250
}Default refund policy: auto-approve up to £100, escalate to £500, deny above. High-risk non-refund actions escalate by default.
Deploy without blocking anything
Observe Mode — model impact, then enforce.
Connect ValarIQ in observe mode. Evaluate every action without enforcing decisions. Measure what would be allowed, escalated, and denied. Switch to enforce when Risk signs off.
91.7%
Would ALLOW
7.1%
Would ESCALATE
1.2%
Would DENY
Example figures. Your observe dashboard shows actual decision distribution for your agent fleet.
Why not build this in-house?
Identity tells you who. ValarIQ determines what they're authorised to do with money.
Conventional IAM answers: can this identity access this resource? ValarIQ answers: is this specific financial action within the authority delegated to this autonomous actor, under these circumstances, right now?
Fail closed
If ValarIQ is unavailable, high-risk money movement stops. Configurable resilience patterns for institutions.
Integration layer
ValarIQ + Stripe. + Visa. + Mastercard. We determine authority — they execute the transaction.
Evidence standard
Decision evidence objects — not logs. Agent, authority, policy, decision, approver, hash.
ValarIQ controls what AI agents are allowed to do with money.
Every agent. Every financial action. Within authority. Request a sandbox and wire your first path.