ValarIQ

Investors

The control plane every FinOps team will need when agents move money.

ValarIQ sits between autonomous systems and execution. Identity, authority, policy and evidence before sensitive actions reach the rails. We do not move money. We decide whether the agent may ask the rail to.

Put policy in the loop. Not people in every loop.

The opportunity

A new layer of infrastructure, forced by autonomy in finance.

Enterprises are shipping agents into CFO and FinOps workflows faster than control environments can adapt. The missing product is not another model, dashboard or GRC pack. It is an independent control plane on the agent-to-rail hop.

Agents are becoming financial actors

Refunds, supplier payments, procurement, treasury moves and account changes are leaving chat windows and hitting rails. Intent is no longer the risk. Execution is.

IAM was built for people, not agents

SSO and tickets answer who can log in. They do not answer whether this agent may move this money, under this mandate, right now, with proof.

FinOps cannot scale on human loops

If every autonomous refund or invoice needs a person, autonomy dies. If nothing needs a person, Risk will not ship. Policy in the loop is the only workable path.

Evidence is becoming the product

Regulators, auditors and boards will not accept screenshots of a model conversation. They need ALLOW, ESCALATE and DENY with attributable history that stays honest when authority changes.

Why every FinOps team

If FinOps deploys agents into money movement, ValarIQ is not optional.

Not because every company wants AI theatre. Because every company that automates financial action eventually faces the same four questions: who is this agent, who authorised it, what may it do, and can we prove why it happened.

Refunds & customer ops

Automate routine refunds. Escalate exceptions. Block the out-of-band. Same agent, different authority outcomes.

Payment operations

Govern agent-initiated payments, reversals and exception handling before they reach the PSP.

Procurement & AP

Mandate bands for supplier spend. Dual review when limits move. Evidence when finance asks why.

Treasury & liquidity

Constrain where agents may move funds, when, and under which aggregate ceilings.

Account & beneficiary changes

Sensitive writes escalate. Out-of-scope mutations deny. Every change leaves a signed trail.

Observe before enforce

Connect without blocking production. Measure would-be decisions. Switch to enforce when Risk is ready.

Without a control plane, FinOps chooses between blocked automation and ungoverned autonomy. With ValarIQ, routine actions proceed, exceptions escalate, prohibited actions never reach the rail.

The scale

One control plane. Every high-consequence workflow.

The wedge is narrow on purpose: financially sensitive actions in fintech and payments. The model expands across the CFO stack and beyond, because the hop is the same wherever an agent can change money or customer state.

One hop

Between every agent intent and every consequential rail. Reusable across workflows, not rebuilt per team.

One decision model

ALLOW · ESCALATE · DENY. Same vocabulary for ops, Risk, Audit and engineering.

One evidence path

Signed decisions, lifecycle honesty when limits change, packs Risk can actually use.

Every FinOps surface

Start with refunds. Expand to payments, procurement, treasury and account ops on the same control plane.

Category

Independent control plane for autonomous financial action.

Wedge

Refunds and payment ops first. Then procurement, treasury, account ops.

Moat shape

Runtime enforcement + signed evidence + lifecycle honesty. Not slides.

Stage

Design-partner led. Core path Live.

Production runs the control path investors care about: agent identity, authority, policy, Action Gateway, human approval, signed evidence, Evidence Lifecycle and client tenancy. Enterprise packaging (SSO enforcement, automated billing, pen test, multi-region HA) is on a controlled roadmap and is not claimed as shipped.

  • ✓Live: identity, gateway, approvals, evidence, tenancy
  • ✓Honest public capability and trust registers
  • →Expanding with regulated design-partner cohorts

Corporate

A Keston Ventures product, independent of Keston AI Pulse. UK-headquartered, with a global FinOps focus for teams putting agents on financially sensitive paths.

Founder-led. Diligence packs (capability registry, security posture) available in guided sessions.

Invest in the control plane for autonomous finance.

Request an investor conversation. We will share fit, stage and the diligence path without theatre.