Terms of Use

1. Agreement

By creating a ValarIQ workspace or using https://valariq.com, you agree to these Terms. If you use ValarIQ on behalf of an organisation, you represent that you have authority to bind that organisation.

2. The service

ValarIQ provides identity, scope enforcement, human authorisation, and evidence tooling for autonomous agents that interact with payment-related systems. It is a control and assurance layer — not a payment processor, bank, or conversational AI model.

Early access and design-partner workspaces are provided as-is while the product matures. Features, limits, and pricing may change.

3. Accounts

• Keep credentials confidential and use strong passwords.
• You are responsible for activity under your workspace, API keys, and agent certificates.
• Notify us promptly at hello@valariq.com if you suspect unauthorised access.

4. Acceptable use

You must not:

• Use ValarIQ to facilitate unlawful activity.
• Attempt to bypass authorisation, scope constraints, or audit controls.
• Probe, disrupt, or overload the service without prior written permission.
• Misrepresent ValarIQ outputs as formal legal, regulatory, or audit opinions.

5. Customer responsibilities

You remain responsible for your agents, payment integrations, policy design, human approvers, and compliance with applicable financial services and data protection rules. ValarIQ does not execute payments itself and does not replace your internal controls, risk framework, or legal advice.

6. Intellectual property

ValarIQ retains ownership of the product, documentation, and branding. You retain ownership of your operational content. You grant us a limited licence to process that content solely to provide the service.

7. Confidentiality

Design-partner discussions, pilot scopes, and non-public product materials should be treated as confidential unless we agree otherwise in writing (for example logo rights in a case study).

8. Disclaimers

The service is provided "as is" and "as available" to the fullest extent permitted by law. We do not warrant uninterrupted availability, fitness for a particular regulated purpose, or that evidence packs alone satisfy any specific regulatory requirement.

9. Liability

To the fullest extent permitted by law, ValarIQ is not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, or data. Our aggregate liability for claims relating to the service is limited to the fees you paid us in the three months preceding the claim (or £100 if no fees were paid). Nothing in these Terms limits liability that cannot be limited by law.

10. Termination

You may stop using the service at any time. We may suspend or terminate access for breach, abuse, or operational necessity. Upon termination, we may delete workspace data after a reasonable retention window unless a separate agreement says otherwise.

11. Governing law

These Terms are governed by the laws of England and Wales. Courts in England and Wales have exclusive jurisdiction, except where mandatory consumer protections apply.

12. Contact

Questions: hello@valariq.com. Related: Privacy Policy · Security.