{
  "v": 1,
  "type": "policy_rules",
  "workspace": "sample_fintech",
  "mode": "enforce",
  "rules": [
    {
      "name": "Routine refund — auto-approve",
      "priority": 10,
      "when": {
        "action": "tools:refund",
        "max_amount_gbp": 100,
        "destination": "original_payment_method"
      },
      "then": "ALLOW"
    },
    {
      "name": "High-value refund — escalate",
      "priority": 20,
      "when": {
        "action": "tools:refund",
        "min_amount_gbp": 100.01,
        "max_amount_gbp": 500
      },
      "then": "ESCALATE",
      "required_approvals": 1
    },
    {
      "name": "Out-of-policy refund — deny",
      "priority": 30,
      "when": {
        "action": "tools:refund",
        "min_amount_gbp": 500.01
      },
      "then": "DENY"
    },
    {
      "name": "Non-original destination — deny",
      "priority": 5,
      "when": {
        "action": "tools:refund",
        "destination_not_original": true
      },
      "then": "DENY"
    }
  ],
  "note": "Sample policy set. Configure live rules in Agents → Policy, or PATCH /api/workspace/rules."
}