{
  "v": 1,
  "type": "evidence_envelope",
  "iss": "valariq",
  "title": "Evidence Envelope — sample refund decision",
  "generated_at": "2026-08-12T14:32:07.000Z",
  "summary": {
    "who": "FinanceAgent-07 (agt_finance_07)",
    "why": "Authority profile refund_standard — max £500, original payment method, UK",
    "what": "Refund £247.50 GBP against payment_82372",
    "rules": ["REFUND_STANDARD_01", "AMOUNT_threshold", "destination_original"],
    "decision": "ESCALATE",
    "human": "Jordan Blake (Finance Manager) — approved",
    "execution": "stripe_refund_re_9f2k1a",
    "proof": "ed25519 signature + SHA-256 payload hash"
  },
  "envelope": {
    "action_id": "act_7k2m9p",
    "agent_id": "agt_finance_07",
    "agent_name": "FinanceAgent-07",
    "agent_version": "2026.08.1",
    "agent_owner": "Finance Operations",
    "authority_profile": "refund_standard",
    "requested_action": "tools:refund",
    "transaction_context": {
      "amount_gbp": 247.5,
      "currency": "GBP",
      "resource": "payment_82372",
      "destination": "original_payment_method",
      "transaction_age_days": 12
    },
    "policies_evaluated": [
      {
        "policy_id": "REFUND_STANDARD_01",
        "signals": {
          "amount_threshold": "pass — within escalate band (£100–£500)",
          "destination": "pass — original payment method",
          "transaction_age": "pass — < 30 days",
          "agent_authority": "pass — refund permitted"
        }
      }
    ],
    "risk_classification": "MEDIUM",
    "decision": "ESCALATE",
    "reason": "above_auto_threshold",
    "human_approver": {
      "id": "usr_jordan",
      "name": "Jordan Blake",
      "role": "Finance Manager",
      "decided_at": "2026-08-12T14:32:07.000Z",
      "outcome": "approved"
    },
    "execution_ref": "stripe_refund_re_9f2k1a",
    "outcome": "successful",
    "integrity": {
      "algorithm": "Ed25519",
      "payload_hash": "sha256:8f3a1c…c92e",
      "signature": "valariq.sig.v1:MEUCIQDx…"
    }
  },
  "note": "Sample only. Production envelopes are signed by the ValarIQ CA and printable from the Evidence Vault."
}